AU Altura Credit Card Review: High Cashback, Great Discounts & Free Lounge Access (But Hurry!)

Looking for a credit card that rewards you for everyday spending and unlocks exclusive deals? Look no further than the AU Altura Credit Card! This card offers a compelling combination of cashback, partner discounts, and even complimentary airport lounge access for a limited time. But before you apply, let's dive deeper into this card's features and see if it's the right fit for you.

Earning Rewards:

The AU Altura Credit Card shines with its cashback program. You'll earn a generous 2% cashback on groceries, departmental stores, and utility bill payments, with a maximum of Rs. 50 per statement cycle. That's not all - you'll also get 1% cashback on all other retail spends, capped at Rs. 50 per statement cycle. But wait, there's more! Make at least Rs. 10,000 in retail purchases every month and you'll pocket an additional Rs. 50 bonus cashback.

Limited Time Offer: Free Lounge Access!

Act fast and take advantage of this exclusive benefit! For a limited time only, AU Altura cardholders can enjoy two complimentary lounge visits per quarter at railway stations in major cities like New Delhi, Kolkata, Jaipur, Ahmedabad, and Agra. This perk is perfect for frequent travelers who want to relax in comfort before their train journeys.

Additional Benefits:

The AU Altura Credit Card doesn't stop at cashback and lounge access. Here are some other great features to consider:

• Fuel Surcharge Waiver: Save on fuel costs with a 1% surcharge waiver on transactions between Rs. 400 and Rs. 5,000 at all fuel stations across India.
• Convert Transactions to EMI: For purchases of Rs. 2,000 or more, you can easily convert them into convenient EMI options with flexible tenures.

Partner Discounts:

The AU Altura Credit Card unlocks a world of exclusive discounts with popular online retailers and brands. Here are some highlights:

• Flipkart: Get 10% instant discount (up to Rs. 1,000) on orders above Rs. 10,000.
• Myntra: Enjoy an additional 10% off (up to Rs. 1,000) on a minimum purchase of Rs. 3,999 on select styles.
• Tata CLiQ: Save 15% instantly (up to Rs. 300 per month) on orders above Rs. 500.
• Blinkit: Get 10% off on groceries (up to Rs. 100) on orders above Rs. 499.
• Swiggy Instamart: Enjoy 10% off (up to Rs. 100 per month) on orders exceeding Rs. 500.

Fees & Eligibility:

One of the biggest advantages of the AU Altura Credit Card is that it comes with a lifetime free membership! You won't pay any joining or annual fees, making it a budget-friendly option.

To be eligible for this card, you'll need to meet the following criteria:

• Age: 21-60 years
• Employment: Salaried or Self-Employed
• Minimum Income: Rs. 25,000 per month
• Existing Credit Card: You must hold an existing card (at least 6 months old) with a minimum limit of Rs. 30,000.
• Credit Score: A minimum credit score of 700+ is required.
• No Defaults: You cannot have any delayed payments in the last 12 months.

Documents Required:

Applying for the AU Altura Credit Card is a breeze. You'll just need to submit the following documents:

• Valid PAN Card
• Aadhar Card linked to your Mobile Number (for EKYC)
• Address Proof
• Income Proof (if required)

The AU Altura Credit Card offers a compelling combination of cashback rewards, exclusive partner discounts, and complimentary lounge access for a limited time. If you're a frequent shopper who wants to be rewarded for everyday spending, this card is definitely worth considering. Don't miss out on this limited-time offer – visit the AU Bank website or contact them

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